Health Insurance in Connecticut


Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.


There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months. To see current plans offered in Connecticut visit Connecticut Health Insurance Quotes.


Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).


Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.


Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.


Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.


The Husky Plan is intended to assist all children who don’t have health insurance.


Others include; short term health insurance, student health insurance, and dental insurance


Companies for Health Insurance in Connecticut


Do you pay too much for family health insurance?

Maybe it's time to Check Connecticut Health Insurance Quotes.



Hospitals in Connecticut


Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.

Outsourced Learning

As the business world enters a period of hyper-competitiveness, every business process will be subjected to examination and possible restructuring. We have already seen outsourcing and offshoring used to an extent that nobody would have dreamed of a few years ago. McDonald's is testing the offshoring of its drive-thru process to India. How about, 'Do you want fries with that?' with a New Delhi accent?

Even though McDonald's testing of business process outsourcing (BPO) has caused quite a stir, it's only the beginning. What started as the outsourcing of a few basic business processes, such as payroll or accounts receivable, has grown into a 'movement.' No internally performed business process is 'safe.'

IT, finance, supply chain management, and customer relationship management have been outsourced. Why not the learning process?

Labor costs in Western countries are out of control. American, German, and French workers are overpaid. To compete with the Asian countries, Western companies must become more efficient. Controlling costs (and remaining competitive) will require the outsourcing of inefficient business processes.

So, what is 'Learning BPO?' The best definition is Hap Brakeley's of Accenture Learning. In Chief Learning Officer (April 2005, p.4), Brakeley defined Learning BPO as:

'a broad range of relationships that organizations establish with an external service company to transfer and/or share responsibilities for the successful operation of the learning function: design, development, delivery, administration, measurement, and reporting.'

Brakeley went on to talk about the range of possibilities for Learning BPO:

'The outsourcing relationship may be as simple as outsourcing the learning management system and the learning administration responsibilities (sometimes called out-tasking) or as complex as arranging for an external company to plan and deliver the entire enterprise learning function, encompassing an organization's complete value chain, from employees to customers to channel partners.'

How much of the learning process should your organization outsource? Are you fully aware of what outsourcing possibilities are available to your organization? Obviously, you cannot ask your internal providers for an objective evaluation of external resources. Be prepared for strong resistance to change when considering Learning BPO.

To read Brakeley's entire article on Learning BPO see the April 2005 issue of Chief Learning Officer.

To read more about Overcoming Resistance to Change see my special report at http://www.mikebeitler.com/overcomingresistance/

About the author: Dr. Mike Beitler is the author of "Strategic Organizational Learning." His book is used at GM, Blue Cross, Ingersol Rand, and others to build organizational learning sytems. Learn more about the book at http://strategic-organizational-learning.com/

Author: Michael Beitler
Health Insurance in Connecticut